| FHA Manufactured Home Mortgage Lenders Mobile Home Mortgage Loans - Mobile & Manufactured Home Refinancing |
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| FHA Manufactured Home Mortgage Lenders Mobile Home Mortgage Loans All Housing Types Welcome...Single Family Homes, Townhouse, Condo's, Manufactured, Modular and Mobile Homes |
| FHA Mobile Home Financing - FHA Manufactured Home Loans - FHA Mobile & Manufactured Home Refinancing Nationwide Mobile Home Park Refinancing Our professional staff has decades of experience providing mobile home financing and mobile home refinancing programs to thousands of satisfied customers with customer service second to none. We are a direct source specializing in manufactured home financing and manufactured home refinancing loans, nationwide. Refinancing your current mobile home loan could save you thousands over the life of your mobile home mortgage and also can provide cash out mobile home refinancing loans for anything you choose -----debt consolidation, tuition, mobile home equity loans for improvements and more...... If you don't see it - ASK Thank You For Choosing Earth Works Trust FHA Mortgage - FHA Home Loans - FHA Refinance - FHA Mortgage Refinance - Mortgage Rates - Home Equity |
| FHA Loan Programs FHA Manufactured Home Mortgage Lenders FHA Mobile and Manufactured Home Financing Is Still Available! The standards for all types of housing loans have changed in the last year because of the credit turmoil and the economic crisis that we are currently going through, though conditions are improving.The good news is this! The HUD-approved, FHA Manufactured Home Loan has been less affected by the tightened standards. In fact, FHA is the largest insurer of manufactured home loans. We focus on finding just the right loan program for you and your property that will help you meet your financial goals. Our mobile home mortgage program is a specialized FHA loan allowing us to offer extremely low rates. You’ll enjoy the security of fixed-rate financing and loan terms up to 30 years. FHA Manufactured Home Loans are normally the best way to finance the purchase or refinance of a manufactured home because of high loan-to-value ratios (LTV)—96.50% for purchase and 97.75% for a rate/term refinance. Cash out refinances available to 85% LTV. Typically, a minimum FICO score of 620 is required, though there are additional factors that apply. FHA tends to look at the whole credit profile and the borrower’s ability to repay the loan. FHA is also more forgiving of credit problems in the borrower’s past. FHA loans have less stringent credit requirements than conventional loans, while conventional loans are still very attractive to high FICO buyers with larger down payments. To purchase with an FHA mortgage, a 3.5% down payment is the minimum amount required, and credit scores do not have to be as high as for conventional loans. |
To be eligible for this mobile home loan the following requirements must be met:
Please note that this is only a partial list of guidelines and the guidelines may change at anytime.
- The home must have been built after June 15, 1976, and in conformance with the
Federal Manufactured Home Construction and Safety Standards. (There will be a
certification label to signify this.) - The loan must also cover the land that the manufactured home sits on,
- the home must be on a permanent foundation, and cannot be located in a
trailer park or flood zone.
- The manufactured home must have a visible certification label (HUD tag) attached
- to each transportable unit of the home. Inspections must include an Engineer's
Certification signed with a raised seal verifying HUD foundation guidelines
- The borrower's credit score must be a minimum of 620.
Please note that this is only a partial list of guidelines and the guidelines may change at anytime.
| Need a low payment for your big loan? A Jumbo Mortgage offers a choice between fixed or adjustable rates, with maximum flexibility for home financing for larger loans. Need a loan between $417,000 and $2,000,000? Need flexible rates and terms? Need quick turn-around for your jumbo purchase or refinance? Your search ends here with our jumbo loan experts dedicated to personal service and the best loan options tailored to YOU! Plus. we have an A+ rating with the Better Business Bureau |
| Loan Amounts above $417,000 Lock In Your Lowest Payment Today! JUMBO LOAN Fixed and Adjustable Rates FHA JUMBO LOAN Higher loan limits and lower rates mean easier qualifying VA JUMBO LOAN 0 Down for loans up to your county limit SUPER JUMBO LOAN Loans exceeding $2,000,000 plus |
| NO INITIAL CREDIT CHECK - NO SENSITIVE INFORMATION - FREE REQUEST |
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